Credit Rating
About Credit Rating
A credit rating evaluates a potential debtor's credit risk, forecasts their capacity to repay the loan, and makes an implied prediction about how likely it is that they would default on their obligations.
Why is Credit Rating important?
A borrower's ability to obtain credit may be determined by their credit rating. People, businesses, and governments can easily borrow money from financial institutions or the public debt markets with the help of good credit ratings.
Who should take the Credit Rating Exam?
- Banking Executives
- Credit Analysts
- Credit Officers
- Credit Managers
- Equity analysts
- Mergers and acquisitions professionals
- Banking supervisors
- Credit risk professionals
- Finance Analysts
Credit Rating Certification Course Outline
- Credit Risk Management
- Credit Analysis
- Objectives of Credit Rating
- Types of Credit Rating
- Uses of Credit Rating
- Credit Rating Process
- Importance of Credit Rating
- Risks associated with Credit Rating
- Credit Rating Agencies in India and Abroad
- Different types of Ratings
- Internal & External Credit Rating
Certificate in Credit Rating FAQs
How to register for the exam?
You can directly go to the certification exam page and register for the exam.
What happens if I fail in the exam?
You will be required to re-register and appear for the exam. There is no limit on exam retake.
How many questions will be there in the exam?
There will be 50 questions of 1 mark each
Is there any negative marking?
No there is no negative marking
What is the passing score for the Certification?
You have to score 25/50 to pass the exam.
When will the result be declared?
The result will be declared immediately on submission.
How can I take the exam?
It will be a computer-based exam. The exam can be taken from anywhere around the world.