Credit Underwriting

About Credit Underwriting

The process through which the lender determines whether a borrower is creditworthy and deserving of a loan is known as underwriting. The key to good portfolio quality is an efficient underwriting and loan approval procedure, and one of the major responsibilities of the function is to minimize unnecessary risks.

Credit Underwriting has gained immense popularity across the globe resulting in huge demand for certified professionals.

Why is Credit Underwriting important?

By appropriately valuing investment risk, underwriting contributes to the establishment of suitable premiums, the creation of a market for securities, and the setting of reasonable borrowing rates for loans. A financial specialist known as an underwriter examines your financial situation and determines the level of risk that a lender will accept if they decide to grant you a loan.

Credit Underwriting certified professionals, executives and managers are in high demand in companies across the globe.

Who should take the Credit Underwriting Exam?

• Loan Processors
• Underwriters
• Finance Professional
• Commercial bankers
• Credit analysts

Knowledge and Skills required for the Credit Underwriting

Candidates gain quick success in career of credit underwriting if they have skills of critical thinking and good communication skills.

Credit Underwriting Practice Exam Objectives

Credit Underwriting exam focuses on assessing your skills and knowledge in concepts and application of Credit Underwriting

Credit Underwriting Practice Exam Pre-requisite

There are no prerequisites for the Credit Underwriting exam. Candidates who are well versed  in Credit Underwriting can easily clear the exam.

Credit Underwriting Certification Course Outline

1. Introduction to Credit
2. How and Why Is Credit Used
3. Sources of Funding
4. Why is Debt a Lower Risk Source of Funding than Equity
5. Types and Features of Credit
6. The Credit Process & Analysis Fundamentals

Exam Format and Information

Certification name – Certificate in Credit Underwriting
Exam duration – 60 minutes
Exam type - Multiple Choice Questions
Eligibility / pre-requisite - None
Exam language - English
Exam format - Online
Passing score - 25
Exam Fees  - INR 1199